Luxury Homes are at an all time high in Edmonton. Home Buyers recognized for half the interest rates reguarly seen throughout history this saves them vast fortunes in mortgage interest. If this is something you have been waiting to do - the time is now. Contact me for concrete home buyer advice that minimizes your stresss time and money. Moving you on is my Passion.
Congratulations! Purchasing a home or even thinking of buying a home is an house value exciting adventure. You will be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future and establishing a home your family can call their own. Your hard-earned dollars contribute to your mortgage, not a landlord's and over time your home will increase in value and the equity you earn is ultimately yours!
In this Home Buyer's Guide, I will take you through a step by step process to help you determine the type of Home ownership that is right for you. To make your home buying experience as pleasant as possible, I have included informative articles on mortgages, viewing Home, the offer, closing details, moving and more.
Don’t quit your job
Don’t change your job
Don’t buy large ticket items for than 5 dollars
Don’t talk direct to sellers you will give yourself away and can hurt yourself and you will not get the best deal
Don’t wait to get your gift letter Notice of Assessments or Bank statements for funds . Get them ALL to your Lender Now ! If you don’t have one we can connect you to great ones.
Don’t’ hide r spousal situation , child support, alimony, wage garnishments or any other payroll deduction
Don’t get advice from other buyers or sellers who have not done so within the last month you wouldn’t believe how fast things change
Don’t trash home in front of sellers
Don’t call other agents on for sale signs
Don’t call builders without me
Don’t attend open houses or builders without me
Don’t forget to tell me if you have a house to sell
Don’t delay handing in paperwork to mtg company because you are irritated at the running around
Don’t find on line lenders that promise the moon probably too good to be true
Don’t wait for the perfect house not gonna happen
Don’t cosign anything
Don’t change your name during mortgage process
Don’t hide information from lender or me
Don’t speak inside the house presume you are being recorded
Don’t post your deal on internet
Don’t fail to get an inspection
Don’t believe HGTV We will show you the real world out there in Edmonton
Don’t fail to tell me what is the very most important thing to you
Don’t call at last minute to cancel appointments or show up late
Don’t use an attorney that does not specialize in Residential Real Estate
Don’t go window shopping and let people pull your credit
Don’t look at short sale if wishing to move immediately
Don’t die before closing really messes things up
Before you start shopping for your home, give some thought to your lifestyle, the features you need and want, affordability, and the neighborhoods you prefer. Determining the features that are most important to you will bring you closer to finding your perfect home.
Arranging a mortgage
Prior to shopping for a home, it is usually recommended to look into getting a TRUE pre-approval on a mortgage. As most people require a mortgage to purchase a home, this section explains mortgage types, terms and how to qualify.
Choosing a home is both an emotional and a financial decision for your future. By making the most out of your home viewing experience, you can learn how you can avoid costly errors that could lead to future problems.
Are you ready to put an offer on a home? This section explains the components of an offer and how it forms an essential part of your purchase.
Buying a home is more than simply picking your dream home. This section will explain the importance of hiring the right professionals to ensure you are legally protected.
Are you looking for tips and advantages on how to make your move more manageable? This section offers insights on how to make the most of your move.
Moving you into your new home is my business and my passion!
We are going to Complete what I call a Power Hour so All your questions are answered and you are truly prepared for the process not just rushed out to be sold something. We believe you deserve this saving you grief, stress , headaches and pain
How long does process take
How many properties do typical buyers look at
When should I make an offer
Should I lock in my rate or float
When will I get the keys
Is the closing date guaranteed
How much money should I put down
Will I get my money back if the contract does not go through
Will I have to sign a Service Agreement
What should I not do during buying process
How long does inspection take
Do I need an inspection
Can you recommend a lawyer, home inspector , lender